PRODUCTION BLUEPRINT SLA • 100% DAY-1 IP OWNERSHIP

Services/FinTech & E-Commerce•💳 BANK-GRADE RESILIENCE & PCI-DSS

Secure, Regulated Financial Technology & High-Volume Payment Engines

We engineer bank-grade financial platforms, automated escrow services, split-payment marketplace systems (Stripe Connect), and digital multi-currency wallets with strict PCI-DSS compliance, encrypted audit trails, automated KYC/AML verification, and double-entry accounting ledgers.

Python (FastAPI)Node.js (NestJS)Stripe ConnectPostgreSQLRedisAWS KMSPlaidAdyenRazorpayNext.js 16

Contact Strategy Team⚡

💎

$6,500Starting Investment

⏱️

5-8 WeeksGuaranteed Sprint Delivery

📜

100% Perpetual IPFull Git & IP Ownership

🛡️

SOC-2 Ready ArchitectureSub-200ms TTFB SLA

$0.00

Ledger Discrepancy SLA

PCI-DSS

Compliant Standards

99.999%

Transaction Reliability

Key Capabilities

What Makes Our FinTech Systems, Payment Gateways & Banking APIs Superior

✓

Stripe Connect multi-party split payments, platform payouts & vendor sub-merchants

✓

PCI-DSS compliant tokenized payment vaults with zero plain-text cardholder data exposure

✓

Double-entry immutable financial ledger with real-time audit reconciliation & zero discrepancy

✓

Automated KYC / AML identity verification pipelines with biometric document validation

Core Tech Stack & Frameworks

⚡ Python (FastAPI)⚡ Node.js (NestJS)⚡ Stripe Connect⚡ PostgreSQL⚡ Redis⚡ AWS KMS⚡ Plaid⚡ Adyen⚡ Razorpay⚡ Next.js 16

★★★★★

“codeYB engineered our multi-currency cross-border payment gateway. We processed over $12M in transactions in our first quarter with zero ledger discrepancies and 99.99% uptime.”

Alister Sterling

Head of Product @ PayVanguard Capital

📦 Included Project Deliverables

Complete FinTech Platform & API Source Code
Immutable Double-Entry Ledger Schema & Migrations
PCI-DSS Architecture & Security Attestation Package
Automated Reconciliation & Real-Time Audit Telemetry

FREQUENTLY ASKED QUESTIONS (13+ QUESTIONS)

Everything You Need To Know About FinTech Systems, Payment Gateways & Banking APIs

Human-written, detailed answers covering cost, SLAs, security, technology, and project delivery.

1. How do you guarantee PCI-DSS compliance without millions in audit costs?−

We architect tokenized client-side iframe elements (Stripe Elements / Vault) keeping raw card data completely off your servers, qualifying your business for lightweight PCI-DSS SAQ-A compliance.

2. What is a double-entry accounting ledger and why is it essential?+

3. Can you build split-payment systems for two-sided marketplaces?+

4. How do you prevent duplicate charges from network retries?+

5. Which international payment gateways do you support?+

6. How do you handle automated KYC/AML identity verification?+

7. Can we support multi-currency balances and automatic FX conversion?+

8. How are webhooks processed securely under high transaction spikes?+

9. Can you implement automated invoice generation and tax compliance?+

10. What encryption standards are used for sensitive banking credentials?+

11. Do you build customer-facing and admin financial dashboards?+

12. What is the typical timeline for an enterprise FinTech platform?+

13. Do we retain 100% intellectual property (IP) and source code?+

EXPLORE ECOSYSTEM

Build Your FinTech Systems, Payment Gateways & Banking APIs With codeYB Today

Schedule a free 30-minute technical consultation with our lead architects to discuss scope, timeline, and custom estimates.

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Secure, Regulated Financial Technology & High-Volume Payment Engines

Python (FastAPI)Node.js (NestJS)Stripe ConnectPostgreSQLRedisAWS KMSPlaidAdyenRazorpayNext.js 16

💎

$6,500Starting Investment

⏱️

5-8 WeeksGuaranteed Sprint Delivery

📜

100% Perpetual IPFull Git & IP Ownership

🛡️

SOC-2 Ready ArchitectureSub-200ms TTFB SLA

What Makes Our FinTech Systems, Payment Gateways & Banking APIs Superior

✓

Stripe Connect multi-party split payments, platform payouts & vendor sub-merchants

✓

PCI-DSS compliant tokenized payment vaults with zero plain-text cardholder data exposure

✓

Double-entry immutable financial ledger with real-time audit reconciliation & zero discrepancy

✓

Automated KYC / AML identity verification pipelines with biometric document validation

Core Tech Stack & Frameworks

⚡ Python (FastAPI)⚡ Node.js (NestJS)⚡ Stripe Connect⚡ PostgreSQL⚡ Redis⚡ AWS KMS⚡ Plaid⚡ Adyen⚡ Razorpay⚡ Next.js 16

Secure, Regulated Financial Technology & High-Volume Payment Engines

What Makes Our FinTech Systems, Payment Gateways & Banking APIs Superior

Core Tech Stack & Frameworks

📦 Included Project Deliverables

Everything You Need To Know About FinTech Systems, Payment Gateways & Banking APIs

Recommended Complementary Solutions

Headless E-Commerce & Multi-Vendor Marketplaces

AI Agents & Autonomous Workflows

Generative AI & Custom LLM Fine-Tuning

Build Your FinTech Systems, Payment Gateways & Banking APIs With codeYB Today

Secure, Regulated Financial Technology & High-Volume Payment Engines

What Makes Our FinTech Systems, Payment Gateways & Banking APIs Superior

Core Tech Stack & Frameworks

📦 Included Project Deliverables

Everything You Need To Know About FinTech Systems, Payment Gateways & Banking APIs

Recommended Complementary Solutions

Headless E-Commerce & Multi-Vendor Marketplaces

AI Agents & Autonomous Workflows

Generative AI & Custom LLM Fine-Tuning

Build Your FinTech Systems, Payment Gateways & Banking APIs With codeYB Today